Keep your important policy details up to date.
To avoid any unnecessary difficulties or denied claims, should you need to make a claim on your insurance, ensure you always keep these details up to date…
Your occupation can affect the cost of motor insurance, so you’ll need to check with your provider if you change your job. You could even see costs decrease if you move to a lower risk role.
If you work from home, you’ll need to notify your broker or insurance company, as it may not always be covered and you may need a more specific policy.
2. Moving house
Your address and where you park your car can affect your vehicle’s premium. If you move to an address with a garage or a drive, your premium may be reduced.
If you move house, you’ll also need to remember to update both your buildings and contents policies as soon as possible.
Your motor insurance is based on how you use your vehicle, so if a new job or a house move means that you start commuting by car, you’ll need to ensure that your policy covers you for this.
4. Your health
If your health changes, it can impact your travel insurance policy. It’s important to always disclose medical conditions for yourself and any close relatives, both when you take out a policy and when renewing an annual policy.
Equally, it’s also important to update your broker or insurer if you’re diagnosed with a medical condition during the term of your policy. This will help to ensure that you maintain your cover for any treatment possibly needed abroad or if you need to consider the cancellation of any upcoming trips.