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Professional Risks Insurance

Professional Indemnity cover for businesses providing advice or services to third parties. Available to professionals including business consultants and contracting trades.

Cover for directors and officers of small and medium-sized businesses.

Also for residents associations and management companies.

Professional Indemnity Insurance

Professional Indemnity insurance should be considered by all businesses or individuals providing a service such as advice, design, skills or knowledge in a professional capacity. Professional Indemnity covers against your legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of your profession.

Flexible options available – pick and choose the cover you need.

  • Cover for a broad range of trades and businesses
  • Various levels of cover from £100,000
  • UK domiciled businesses
  • Optional cover for Public & Employers Liability, Directors & Officers
Directors and Officers Insurance

Protection for Directors & Officers of public and private run for-profit companies and not for profit organisations such as, charities, trusts, members clubs and residents associations.

Provides Personal Liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties.

Do you appreciate that your own personal wealth, and not your company’s, is at risk should someone try to find fault or hold you accountable, in relation to your duty as a director?

Why should you consider buying a D & O liability insurance contract?

  • Directors’ personal assets at risk following a breach of duties
  • Investors can sue you for misconduct
  • Investigations by regulators such as the Health & Safety Executive
  • Legal costs for defending allegations against the company or one of the directors
  • Employment practice claims such as sexual harassment or wrongful dismissal
  • Potential claimants include shareholders, customers, suppliers, employees, creditors and regulators
  • Claims are NOT covered under any other liability policy
  • D & O insurance is affordable