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Retail Trades

Retail and Catering Insurance

Tailor-made policies for the retail, catering and licensed trades, which includes pubs and restaurants, cafes, hair and beauty salons. Whatever your business is we can help you find a suitable policy, whether a package policy or if you have specific requirements, a bespoke policy can be found.

Retail Shop and Salon Insurance

Policies suitable for most types of independently owned retail businesses – including corner shops, High Street and online shops.

From butchers to grocers, cafes to coffee shops, boutiques to charity shops – we offer a wide range of cover to provide an insurance solution for your business.

  • Single or multiple premises
  • Trade contents
  • Money and assault
  • Stock and goods held in trust
  • Deterioration of stock
  • Business interruption
  • Employers’ Liability
  • Products and Public Liability
  • Commercial Legal Expenses
  • Seasonal increase
  • Loss of licence
  • Optional cover including Treatment Risk for hairdressers and beauty salons
Pub Restaurant Hotel Insurance

Pub and Restaurant Insurance designed to meet the requirements of owners and operators of pubs, wine bars and a wide range of restaurants – plus Hotels and Guest Houses, from 1 or 2 letting rooms to larger operations. Comprehensive cover can be tailored to suit your own individual requirements.

  • Buildings cover
  • Owners’ personal effects and contents
  • Business contents and equipment
  • Stock – including refrigerated
  • Goods in transit
  • Money
  • Loss of licence
  • Optional additional cover