As the weather cools this autumn, it’s a good idea to check where in your home heat may be escaping or cold air could be getting in. This way you can prevent weather-related water damage too. Where air can get in, water likely can too. Gradual water damage is not covered by insurance, as it would be classed as general maintenance, so it is particularly important you prevent this before it affects your home.

-Window panes, door seals and thresholds can deteriorate over time. When air passes in or out through your windows and doors, it creates potential damage, plus it can cost you more in higher heating bills.

-Fill any cracks and replace parts that have worn over time. Discoloured windows can be a sign that the argon gas is leaking.

-If the paint on the exterior of your house is chipping or peeling, there may be damage you’re not aware of.

-Brick pointing may help if the exterior of your walls are deteriorating. If you feel air coming in through the walls or electrical outlets you should check if you need any brick re-pointing, repairs to the exterior walls or other insulation that works out cost-effective in the long run.

Avoid water damage…

• Particularly if your home is old or if you notice reduced water pressure, your pipes could be blocked, filled with tree roots, or they could possibly be deteriorating. Clear away any visible debris. A plumber or drain professional can check your pipes properly.
• Turn off any outdoor taps and store your outdoor hose inside if the temperatures fall below freezing.
• If you have a water back up valve, it’s recommended you check it’s working in the autumn.
• Check any pipes on your exterior walls that may be prone to freezing and consider insulating them. Frozen pipes can cause a lot of damage and whilst your insurance may cover damage costs, you would likely need to cover costs of replacing any pipes.