MOTOR FLEET

Fleet Insurance for a minimum of 5 vehicles – private cars, commercial vehicles, minibuses or a combination of all types. Most trades/businesses considered including Private & Public Hire (Hackney Carriage), Taxis and Minibuses.

Enquiries welcome for existing Fleets and also those currently earning individual no claim bonuses.

Multi vehicle policies can accommodate fleets of less than 5 vehicles.

Competitive rates from leading insurers providing good quality cover.

MOTOR TRADE

Cover for Road Risks only for part time and full time motor traders with options to include Demonstration cover, Public & Employers Liability, Sales & Service Indemnity.

Tailor made policies for those involved in Motor Trade Services including motor mechanics, motor engineers, tuners, servicers, repairers, valeters and other similar occupations – suitable for those working on a ‘mobile’ basis.

Motor Trade Internal Risks cover for motor traders who require additional cover above that provided by a road risks policy. Flexible cover for full or part time self employed motor traders operating from dedicated business premises, from home or on a mobile basis.

Would you be adequately covered if a member of the public or an employee claimed damages against you? Protect your business and your future by arranging the right cover for your business so that you have peace of mind if the unexpected happens.

SELF DRIVE HIRE INSURANCE

Suitable for single vehicles or multiple vehicles including private cars and commercial vehicles being hired out for variable periods.

COMMERCIAL VEHICLES

We have access to a wide range of commercial vehicle products from a large panel of insurers who can cater for various trades eg building & allied trades, printers, delivery drivers, shopkeepers, cleaning contractors & many more.

All commercial vehicles catered for from 3.5 ton to 44 ton with use for carriage of your own goods, tools or materials and for carriage of goods for hire and reward, haulage or courier use.

Multi vehicle policies catered for.

Goods in Transit and Liability cover also available at competitive premiums.

Courtesy vans are available on some policies.

COURIER VAN INSURANCE – NEW

Van Insurance for Couriers has traditionally been expensive and difficult to place but Chalkwell Insurance Services have access to a range of products designed for Couriers and drivers carrying goods for hire or reward.

Cover is available for:-

  • Vehicles up to 7.5 ton GVW
  • Most commercial vehicles catered for including refrigerated, flat bed and curtainside
  • Competitive for drivers from 25 years of age
  • Open driving policies available
  • Introductory discounts for new ventures or second vehicles
  • Goods in Transit and Liability cover also available.

MINIBUS and COACH INSURANCE

Cover for a variety of uses –  Business use,  use by Schools, Childcare organisations, Charities, Voluntary organisations, Religious groups, Scout & Guide groups, Nursing and Residential Homes, Sports clubs and various other businesses and trades

Taxis – Public & Private Hire – Hackney Carriage

Minibuses used for Business and Private Use can be catered for from a panel of insurers.

TAXI INSURANCE

We specialise in offering tailor made policies for Private or Public Hire/Hackney Carriage use

Policies available for:

  • Private Hire
  • Public Hire/Hackney Carriage
  • Executive Hire
  • Chauffeur Hire
  • Multi vehicles
  • Taxi Fleets
  • Single vehicles
  • Cover for Black Cabs, Purpose Built Taxis, Euro cabs, MPV’s, Minibuses and Saloons
  • Discounts available for DSA Taxi test certificate holders
  • Spouse able to drive for private use – subject to local authority approval
  • Generous introductory discounts for Private Car no claim bonus where no Taxi bonus available
  • Protected no claim bonus
  • New & inexperienced drivers welcome
  • Replacement Plated vehicles for non fault accidents and some fault accidents
  • Reduced excesses
  • Unlimited Windscreen/Glass cover
  • Limited mileage discounts
  • Uninsured Loss recovery – to pursue recovery of policy excess, loss of earnings, personal injury etc
  • Various payment options including Direct Debit
  • Taxi Liability (Public Liability) cover £2m, £5m, £10m limits of indemnity available from £60 – Motor Contingency cover can be included if required by Local Authority.

Breakdown cover available as an optional extra on some of our policies or as a stand alone policy.

Annual stand alone policy for portable Datahead Equipment you are responsible for.

We offer a friendly, professional service to our clients and are more than happy to fax or email insurance documents to the local authority or your Taxi office at no cost to you.

TAXI OFFICES

Flexible policy serving the needs of Taxi Offices whereby you choose the cover you need to keep costs to a minimum.

Select from:

  • Employers Liability £10m
  • Public Liability from £2m to £10m
  • Buildings cover including aerial installations
  • Contents including computer equipment
  • Money up to £1500
  • Business Interruption – increased cost of working – in the event of disruption to the business by an insured peril such as Fire or Flood.

Liability cover can be restricted to the premises or can be extended to cover the non Road Traffic Act liabilities of the business drivers throughout the UK. Indemnity can be extended to the licensing council at no extra charge

Any number of offices or vehicles can be accommodated.