With the increasing temperatures, insurance companies see an increase in hot weather related claims – most of which are avoidable and would otherwise cost you money!
Here are a few simple things you can do…
Keep your electronic devices out of the sun
Along with the warmer weather, more people are working from home at the moment and are choosing to do so out in the sun – but this can come at the cost of your electronic devices that can easily overheat outside and subsequently run much slower. Exposure to high temperatures can even permanently damage your phone and devices’ batteries or crack the screens.
You also need to be extra careful with your devices & protect them near your paddling pool, swimming pool and even from perspiration.
Long periods of hot, dry weather can cause the earth under your house to move, which can lead to great expense if left untreated.
Extreme weather often leads to increased weather-related claims in general, which can lead to increased building insurance premiums overall.
See our blog post on more subsidence specific info – https://www.chalkwellinsurance.co.uk/subsidence/
Avoid using your barbecue too close to a window which could break the glass and be sure not to leave it unattended once lit, as a spark can catch fire in your garden and quickly spread.
Most buildings insurance will cover fire damage – but you ought to take precautions beforehand to prevent a fire spreading. This includes properly extinguishing any cigarettes and not burning waste in a bonfire.
Some things you may not have considered…
Be aware of the roads in the heat
It is possible for tarmac roads to melt in very hot weather – you could then walk the tar into your home via the bottom of your shoes and permanently ruin your carpet, so check first on very hot days.
Keep items containing glass out of direct sunlight
Glass items can concentrate sunlight and overheat – causing them to burn through carpet or even cause a fire, so keep items, such as your eye glasses, out of the sun’s glare on a flammable surface.
Control your parasol
Fly-away parasols account for a surprising number of damage claims around summertime, when they take off and crash into fences and windows or injure another person – in the garden or at the beach.
Look after your sunglasses
Lost and damaged sunglasses that have been sat on or dropped overboard a boat are common summer claims, so ensure you look after expensive items to avoid an unnecessary claim.