Public/products liability designed for sole traders, partnerships and small limited companies and available to a wide-range of trades – including high-risk locations and high-risk occupations.
Features can be tailored to your needs and may include:
- Public Liability only
- Public & Products Liability
- Employers Liability
- Various levels of cover from £1m limit of indemnity
- Temporary employees
- Cover for tools, business equipment and plant
- Personal Accident
Combined liability insurance – primarily for those involved in the construction industry – such as builders, plumbers, electricians, bricklayers and other connected trades.
Cover can be tailored to your individual requirements and may feature:
- Combined liability – Public/products & employers liability
- Contractors All Risks cover for:
- Own plant, tools and temporary buildings
- Contract works
- Hired in plant
- High-risk trades
- No height limit available for most trades
- Stand alone Contractors Plant cover
- Excess of Loss for public/products and employers liability – available for annual or short-term contracts, when the existing policy cover is not wide enough or cannot be increased
- JCT clause – protection for non-negligent damage to property while undertaking a building contract due to collapse, subsidence, heave, vibration, weakening or removal of support
Liability insurance for sole traders, partnerships and limited companies – available to a wide-range of professional trades usually where there is no manual work involved such as tutors, consultants, clerical occupations, book-keepers and many more.
Features may include:
- Public liability
- Employers liability
- Various levels of cover – ranging from £1m limit of indemnity
- Business equipment, tools and stock
Tailor-made cover for those who operate in the cleaning industry and available to all cleaning trades from sole traders to limited companies.
Features available include:
- Public liability
- Employers liability
- Tools, equipment and machinery
- Cover for property being worked on
- Treatment risk for damage caused by cleaning chemicals
- Loss of customers’ keys
- Failure to secure customers’ premises
- Electronically delivered documents for onward transmission to own customers
Specialist policy tailored to meet the specific needs of sports, social, health & fitness club operators. A wide-range of cover available and may include:
- Buildings – including pavilions, spectator stands and dugouts
- Playing surfaces
- Property in the open
- Equipment
- Members’ clothing and personal effects
- Liability cover