Preferential rates - A high quality breakdown product provided by the RAC for cars and vans, motorcycles, minibuses up to 17 seats and motorhomes.


  • No vehicle age limits
  • Any driver covered
  • Unlimited call outs
  • Recovery of a caravan or trailer attached to the vehicle
  • Keys locked in the car
  • Wheel Changes
  • 24 hours, 365 days a year service
  • Provides Roadside Assistance, At Home, Vehicle Recovery, Onward Travel and European Cover


Insurance for private cars used for Business purposes by Sole traders, Partnerships or Limited Companies

Various levels of business use including carriage of goods and commercial travelling

Open driving policies or discounts for named drivers

FREE Legal Assistance


A genuine classic car or motorcycle is one that is used at weekends and during holidays for pleasure or to attend shows, rallies and exhibitions. It would not normally be the main form of transport and the annual mileage is usually low and in most cases the vehicle will be garaged.

Key Features of the Classic Car and Motorcycle policy are:-

  • Agreed value
  • Various limited mileage options
  • Discounts for Owners Club members
  • Multi vehicle policies available –  Classic Cars & Motorcycles on one policy


We have access to a wide range of commercial vehicle products from a large panel of insurers who can cater for various trades eg building & allied trades, printers, delivery drivers, shopkeepers, cleaning contractors & many more.

All commercial vehicles catered for from 3.5 ton to 44 ton with use for carriage of your own goods, tools or materials and for carriage of goods for hire and reward, haulage or courier use.

Multi vehicle policies catered for.

Goods in Transit and Liability cover also available at competitive premiums.

Courtesy vans are available on some policies.


Van Insurance for Couriers has traditionally been expensive and difficult to place but Chalkwell Insurance Services have access to a range of products designed for Couriers and drivers carrying goods for hire or reward.

Cover is available for:-

  • Vehicles up to 7.5 ton GVW
  • Most commercial vehicles catered for including refrigerated, flat bed and curtainside
  • Competitive for drivers from 25 years of age
  • Open driving policies available
  • Introductory discounts for new ventures or second vehicles
  • Goods in Transit and Liability cover also available.


Competitive premiums available from market leading insurers for a minimum of 5 vehicles, private cars or commercial vehicles or a mixture of both.

Most trades/businesses considered including Private & Public Hire, Taxis and Minibuses.

Enquiries welcome from those risks currently ‘fleet rated’ and those that are currently on individual no claim discounts.

Risks of less than 5 vehicles can be accommodated on a multi vehicle policy.


If you are about to buy a new vehicle or your current vehicle is less than 10 years old then GAP Insurance is designed to help make up the shortfall between the current market value paid out by an insurer in the event of a total loss or theft claim and either the amount outstanding on a Finance Agreement or the original amount paid for the vehicle – the Invoice GAP.

Highly competitive quotes available for private cars and small commercial vehicles up to 3.5 ton gross vehicle weight.

How GAP works – Cost of car £20,000 The vehicle is written off after 16 months and the Insurance Company pay out £14,000 – GAP Insurance payout £6000.

Get a great deal on GAP Insurance call 01702 715171


A Comprehensive motor insurance policy for Learner drivers who wish to use a car they do not own to learn to drive in eg parents or relatives car. The policy is separate to the vehicle owners insurance and does not affect the owners no claim bonus.

Choice of policy terms available 1,2,3,4 or 5 months

Premiums start from as low as £89.50 for 1 month cover.


Cover for a variety of uses –  Business use,  use by Schools, Childcare organisations, Charities, Voluntary organisations, Religious groups, Scout & Guide groups, Nursing and Residential Homes, Sports clubs and various other businesses and trades

Taxis – Public & Private Hire – Hackney Carriage

Minibuses used for Business and Private Use can be catered for from a panel of insurers.


Products available for Mopeds, Scooters and Motorcycles – Also Classic/Vintage Motorcycles and Multi cycle policies.


Competitive premiums for purpose built and conversions.

Mileage discounts available for low usage/mileage.


Selection of cover available for both full and part time traders with or without premises.

Special rates available for Mobile Mechanics, repairers, fitters, tuners and similar trades.

No claim discount from a private car or commercial vehicle policy can be used on our Motor Trade policies.

Introductory discounts if you wish to keep private car/commercial vehicle policy in force.

Choice of Comprehensive, Third Party, Fire & Theft and Third Party only cover. Cover for vehicles at home can be included even if trading from home.

Optional covers:-

  • Demonstration cover
  • Public & Employers Liability
  • Defective workmanship
  • Legal Expenses


Multi vehicle policies can be arranged for 2 – 4 vehicles – whether private cars, motorcycles or commercial vehicles or a mixture of all 3.

Talk to our experienced staff who will advise you of the options available to you.


It is a common fallacy that direct insurers and comparison sites offer the lowest premiums for Private Car insurance. Chalkwell Insurance Services are an Insurance Intermediary and have access to more than 40 Private Car products from leading insurers offering competitive rates and quality cover.

Our Comprehensive policies usually include as standard:-

  • Unlimited Windscreen/Glass cover
  • FREE Courtesy Car while your car is being repaired by an approved repairer
  • Access to 24 hour/365 days a year claims helpline
  • Up to 90 days foreign use in EU countries

The added advantage of using Chalkwell Insurance Services is:

  • We are not a call centre
  • A real person answers the telephone
  • You can speak to the same person twice
  • We can step in and assist you if you have a problem with a claim
  • We put our customers first and will go that extra mile


Whether an established business or a new venture we can arrange the right cover for you. Annual policies and also ‘pay as you go’ subject to certain criteria.


AMERICAN CARS – Genuine American vehicles which are at least 5 years old and have been designed, manufactured and sold in the USA before being imported to the UK.

EX MILITARY VEHICLES  Cover for ex-military vehicles which are at least 10 years old. All types from Landrovers to large vehicles including tanks and armoured personnel carriers.

HORSEBOXES  – Insurance for motorised Horseboxes up to a maximum of 17.5 tonne gross vehicle weight.

MODIFIED 4 X 4 OFF ROAD VEHICLES – cover for genuinely highly modified off – road vehicles whilst the vehicle is being used for club arranged off road open days or club arranged green lane events.

KIT OR REPLICA CARS – must be genuine kit or replica cars


We specialise in offering tailor made policies for Private or Public Hire/Hackney Carriage use

Policies available for:

  • Private Hire
  • Public Hire/Hackney Carriage
  • Executive Hire
  • Chauffeur Hire
  • Multi vehicles
  • Taxi Fleets
  • Single vehicles
  • Cover for Black Cabs, Purpose Built Taxis, Euro cabs, MPV’s, Minibuses and Saloons
  • Discounts available for DSA Taxi test certificate holders
  • Spouse able to drive for private use – subject to local authority approval
  • Generous introductory discounts for Private Car no claim bonus where no Taxi bonus available
  • Protected no claim bonus
  • New & inexperienced drivers welcome
  • Replacement Plated vehicles for non fault accidents and some fault accidents
  • Reduced excesses
  • Unlimited Windscreen/Glass cover
  • Limited mileage discounts
  • Uninsured Loss recovery – to pursue recovery of policy excess, loss of earnings, personal injury etc
  • Various payment options including Direct Debit
  • Taxi Liability (Public Liability) cover £2m, £5m, £10m limits of indemnity available from £60 – Motor Contingency cover can be included if required by Local Authority.

Breakdown cover available as an optional extra on some of our policies or as a stand alone policy.

Annual stand alone policy for portable Datahead Equipment you are responsible for.

We offer a friendly, professional service to our clients and are more than happy to fax or email insurance documents to the local authority or your Taxi office at no cost to you.


Flexible policy serving the needs of Taxi Offices whereby you choose the cover you need to keep costs to a minimum.

Select from:

  • Employers Liability £10m
  • Public Liability from £2m to £10m
  • Buildings cover including aerial installations
  • Contents including computer equipment
  • Money up to £1500
  • Business Interruption – increased cost of working – in the event of disruption to the business by an insured peril such as Fire or Flood.

Liability cover can be restricted to the premises or can be extended to cover the non Road Traffic Act liabilities of the business drivers throughout the UK. Indemnity can be extended to the licensing council at no extra charge

Any number of offices or vehicles can be accommodated.


We can provide temporary car or van insurance for 1 – 28 days- useful cover in the event of

  • A temporary additional driver who is not acceptable to your own insurers
  • Temporary cover for a family member or close friend visiting you on holiday
  • A temporary additional vehicle –  ideal for a weekend away
  • Newly purchased car, van or pick up from auction, a garage, internet or private sale – unable to contact own insurers
  • Courtesy car from garage or motor dealer while own car being serviced or repaired
  • Test drive a car or van – try before you buy
  • Drive away insurance cover for a newly purchased vehicle


If your vehicle is stolen or declared a total loss you are not normally entitled to a courtesy car or van even if you have Comprehensive cover.

To keep you mobile the ‘KEEP MOTORING’  policy provides you with a vehicle for up to 21 days  whilst your claim is being processed.

The policy covers private cars and small commercial vans.

Main Features:

  • Low annual premium
  • Guaranteed Hire vehicle
  • Fast delivery,drop off and collection service
  • Option to extend period of hire
  • Option to upgrade to a vehicle with a higher specification